About us 2018-09-10T13:16:33+00:00

We Offer Fantastic Deals On Car Loans
Get In Touch Today If You Have Poor Or Bad Credit

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01384 412 066

About The Car Loan People

Welcome to The Car Loan People, an FCA registered car finance company offering a wide range of car finance solutions, no matter what your credit. Based in the West Midlands, We are fully compliant with all UK and EU lending requirements and are fully covered by the Financial Conduct Authority guidelines with respect to responsible lending.

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Transparency

Here at The Car Loan People we strive to make sure each and every one of our customers feel valued. We believe that the only way to achieve this is to be open and honest regarding our terms, conditions and interest rates.

The Car Loan People have helped re-establish 1000’s of people’s credit rating enabling them to get their finance back on track for the future. We do not charge upfront application fees and usually, there is no deposit needed.

Transparency

Here at The Car Loan People we strive to make sure each and every one of our customers feel valued. We believe that the only way to achieve this is to be open and honest regarding our terms, conditions and interest rates.

The Car Loan People have helped re-establish 1000’s of people’s credit ratings enabling them to get their finance back on track for the future. We do not charge upfront application fees and usually, there is no deposit needed.

Upfront Service

As long as everything you have told our agents on the phone about your income and expenditure is true, a decision will be made and then we will inform you of your credit limit and available vehicles.

We have heard horror stories of companies trying to get hundreds of pounds off customers as an upfront deposit in order to secure them finance. This is not the case with us as we offer an upfront service to all our customers.

Credit Building

At The Car Loan People, we specialise in arranging finance for customers with a mixed or poor credit history. We pride ourselves in providing an excellent customer service and superb rates.

Every payment that you make in the coming months on your new car will go towards helping to establish your credit score. The idea is that you keep up to date without missing or delaying a payment. This will have a positive effect on your overall credit profile and enable you to get better rates in the future.

Credit Building

At The Car Loan People, we specialise in arranging finance for customers with a mixed or poor credit history. We pride ourselves in providing an excellent customer service and superb rates.

Every payment that you make in the coming months on your new car will go towards helping to establish your credit score. The idea is that you keep up to date without missing or delaying a payment. This will have a positive effect on your overall credit profile and enable you to get better rates in the future.

Lenders Not Brokers

We are a lender and not a broker which means that you are dealing directly with the people who will be approving your loan. This also means we do not charge any commission and can pass these savings on to you.

We are fully compliant with all UK and EU lending requirements and are fully covered by the Financial Conduct Authority guidelines with respect to responsible lending.

Please note that your information is saved on our server as you enter it.

Check Out Our Current Stock List At Our Approved Dealership

Click the button below to see our wide range of cars at our approved dealership.

CURRENT STOCK